Turn your invoices into immediate cash flow. No loans. No debt. Simple factoring solutions for growing businesses.
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*Estimates based on typical terms. Final rates may vary.
Payroll comes before customer payments
Can't take new orders without working capital
Juggling bills while money is owed to you
Invoice factoring gives you cash immediately so you can run your business, not wait for it.
Send us your customer invoice - takes 5 minutes
Receive 70-95% of invoice value within 24 hours
When your customer pays, you get the rest minus our small fee
$10,000 invoice → You get $9,000 today → Customer pays us in 60 days → You receive remaining $700
See why smart businesses choose invoice factoring
| Feature | FactorFlow | Bank Loan | Business Line of Credit |
|---|---|---|---|
| Approval Speed | 24-48 hours | 2-6 weeks | 1-2 weeks |
| Credit Requirements | Customer credit | Excellent required | Good required |
| Adds Debt? | No | Yes | Yes |
| Collateral Required | Just invoices | Often yes | Sometimes |
| Scales with Growth | Automatically | Fixed amount | Fixed limit |
| Best For | B2B companies with Net 30-90 | Large purchases | Working capital |
Keep your fleet moving while waiting for shippers to pay
Make payroll every week without the cash flow stress
Buy materials and fulfill orders without waiting for payment
Restock inventory quickly to keep up with demand
Bridge the gap between project completion and payment
Scale your service business without cash flow constraints
You're selling an asset you already own - your invoice. This isn't a loan, so it doesn't create debt or affect your credit.
Get approved in 24-48 hours. We focus on your customers' credit, not yours.
Factor one invoice or all of them. As your business grows, your funding grows with you.
Simple fees, no hidden charges. You'll know exactly what you're paying before you commit.
"I went from worrying about fuel costs to taking on 3 new routes. Game changer."
Mike Johnson
Trucking Company Owner
"Payroll used to stress me out every week. Now I have the cash when I need it."
Sarah Chen
Staffing Agency Owner
"We landed our biggest contract ever because we had the working capital to fulfill it."
David Martinez
Manufacturer
$50M+
Funded
500+
Businesses Served
24 Hours
Average Funding
4.9/5
Customer Rating
Find out how much you can get for your invoices today.
Most businesses approved within 48 hours
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